Research on the Evolution of Supply Chain Finance Mode in the “Internet+” Era

With the great development of China e-commerce industry, more and more business transaction is moved from offline to online. Generated by a plenty series of transactions online, multi-dimen-sional user data are used to promote the evolution of the Internet finance mode. In the era of “internet+”, all industries are going through changes. The Internet process of supply chain finance also accelerates. Based on the different characteristics on participants, source of different evolution paths, this paper gives an overall classification of supply chain finance under the background of internet, which includes supply chain finance “1 + N” mode dominated by commercial banks, supply chain finance web 2.0, core enterprise and logistic company’s extensive in supply chain finance. Finally, we analyze the characteristic of the different models and summarize the operational mechanism and development trend in the future.