%0 Journal Article
%T The effect of Ghana¡¯s National Health Insurance Scheme on health care utilisation
%A NJ Blanchet
%A G Fink
%A I Osei-Akoto
%J Ghana Medical Journal
%D 2012
%I 
%X Objectives: The study investigates the effect of Ghana¡¯s National Health Insurance Scheme (NHIS) on health care utilisation. Methods: We provide a short history of health insurance in Ghana, and briefly discuss general patterns of enrolment in Ghana as well as in Accra in a first step. In a second step, we use data from the Women¡¯s Health Study of Accra wave II to evaluate the effect of insurance on health seeking behaviour using propensity score matching. Results: We find that on average individuals enrolled in the insurance scheme are significantly more likely to obtain prescriptions, visit clinics and seek formal health care when sick. Conclusion: These results suggest that the government¡¯s objective to increase access to the formal health care sector through health insurance has at least partially been achieved.
%U http://www.ajol.info/index.php/gmj/article/view/82045