%0 Journal Article %T Online Banking Customers: Insights from Germany %A Sven Christian Berger %A Sonja Gensler %J Journal of Internet Banking and Commerce %D 2007 %I ARRAY Development %X Online banking is wide spread among German banking customers. But what really characterizes those customers? Using data from a nation-wide survey of about 20,000 retail banking customers, the authors analyze the profile of online banking customers and their banking behavior. %K Electronic Banking %K Online Banking %K Retail Banking %K Internet Usage %U http://www.arraydev.com/commerce/jibc/2007-04/SvenBergerFinal_PDFVersion.pdf