%0 Journal Article
%T Financial Efficiency Evaluation of Indian Scheduled Commercial Banks
%A Aparna Bhatia
%A Megha Mahendru
%J Jindal Journal of Business Research
%@ 2321-0311
%D 2019
%R 10.1177/2278682118823308
%X The main objective of the article is to analyze and evaluate cost, revenue and profit efficiency scores of Indian scheduled commercial banks (SCBs) in India during 1991¨C1992 till 2012¨C2013 by the application of data envelopment analysis (DEA)¡ªa nonparametric approach. The results show that Indian SCBs have profit, revenue and cost efficiency of less than 1 during both the reformatory as well as post-reformatory era depicting that banks are not able to maximize their revenues and minimize their costs simultaneously in order to enhance their net effect. During reformatory and post-reformatory era, SCBs are more efficient in generating revenues and profits rather than in using their resources efficiently reflecting a high level of cost inefficiency. Overall, the results depict that Indian SCBs exhibit higher efficiency scores in reformatory era than in post-reformatory era
%K Cost efficiency
%K revenue efficiency
%K profit efficiency
%K Indian scheduled commercial banks
%K data envelopment analysis
%U https://journals.sagepub.com/doi/full/10.1177/2278682118823308