%0 Journal Article
%T The Transferability of Financial Inclusion Models: A Process
%A Fr¨¦d¨¦ric Lavoie
%A Marlei Pozzebon
%A Tania Pereira Christopoulos
%J Business & Society
%@ 1552-4205
%D 2019
%R 10.1177/0007650317701227
%X Although a number of microfinance initiatives have improved financial inclusion in various regions of developing countries, the transferability of their foundations from one context to another is still a challenge. This study proposes an innovative process-based model targeting the initial stages of the transfer process that links three interconnected categories: local contextual conditions, transferring practices, and initial developmental consequences. The results were produced through a longitudinal study of the implementation of three community development banks on the periphery of Sao Paulo based on a highly successful Brazilian model known as Banco Palmas. In addition to the process-based model, our findings contribute to the microfinance and bottom of the pyramid (BOP) literatures, showing a cross-fertilization that has been insufficiently explored
%K bottom of the pyramid (BOP)
%K community development bank
%K financial inclusion
%K microcredit
%K microfinance
%K process-based model
%K transferability
%U https://journals.sagepub.com/doi/full/10.1177/0007650317701227