%0 Journal Article
%T 基于区块链技术助力大学生创新创业的“校轻投”平台设计与开发<br>Design and Development of “Easily Investing at School” Platform Based on Blockchain Technology to Help College Students Start Their Own Businesses
%A 刘轶涵
%J World Economic Research
%P 214-222
%@ 2167-6615
%D 2023
%I Hans Publishing
%R 10.12677/WER.2023.122023
%X 经济新常态下，创业无疑是推进中国经济持续发展的一个必不可少的因素。大学生作为创业大军中的一股强有力的后备力量，一直发挥着重要的作用，但是融资问题是全国大学生创业的市场痛点。通过对比分析国内外直接融资平台，发现针对大学生的融资专项业务不多，大学生创业融资的需求难以被满足。此文创新性地提出“校轻投”仿真直接融资平台，利用区块链技术和智能合约赋能大学生创业融资，降低信息不对称，提高融资效率。平台主要面向大学生创业群体，为不同类型的大学生创新创业者提供模拟融资的机会。在平台中，用户模拟融资活动，财务风险低，为促进大学生创业项目转化打造了良好安全的创业环境。同时，平台为投资者提供了寻找潜在投资项目的渠道，有利于培养大学生投资风险管理意识，积累投资经验。<br />
Under the new normal of economy, entrepreneurship is undoubtedly an essential factor in promoting the sustainable development of China’s economy. College students, as a powerful backup force in the entrepreneurial army, have always played an important role, but the problem of financing is the market pain point of college students’ entrepreneurship in China. Through comparative analysis of domestic and foreign direct financing platforms, it is found that there are not many special financing businesses for college students, and the demand for college students’ entrepreneurship financ-ing is difficult to be met. This paper innovatively proposes a direct financing simulation platform named “Easily Investing at School”, which enables college students to start their own businesses by using blockchain technology and smart contracts to reduce information asymmetry and improve financing efficiency. The platform is mainly aimed at college students’ entrepreneurial groups, providing simulated financing opportunities for different types of college students’ innovative entrepreneurs. In the platform, users simulate financing activities with low financial risk, creating a good and safe entrepreneurial environment for promoting the transformation of college students’ entrepreneurial projects. At the same time, the platform provides investors with a channel to find potential investment projects, which is conducive to cultivating college students’ awareness of in-vestment risk management and accumulating investment experience.
%K 金融科技，大学生创业，区块链，智能合约，仿真平台<br>Fintech
%K Entrepreneurship for College Students
%K Blockchain
%K Smart Contract
%K Simulation Platform
%U http://www.hanspub.org/journal/PaperInformation.aspx?PaperID=68307