Does Firm Profile Influence Financial Access among Small and Medium Enterprises in Kenya?

The purpose of this research is to determine whether firm-specific factors influence Small and Medium Enterprises’ (SMEs) ability to access finance. To address the study objectives, data from a sample of 103 SMEs was used in the study. Using multiple regression analysis, we found that, firm profile such as ownership structure; size of the firm; business type; and age of the business indeed influence SMEs’ access to finance.