Technique for Assessing Reliability of Insurance Companies Draudimo kompanij patikimumo vertinimo metodika

The purpose of this study is to improve the research technique for as-sessing the reliability of non-life insurance companies’ position. In this study, the author considers problems of assessment of reliability of insurance companies’ position. The author analyses indicators enabling to make complex assessment of insurance companies’ reliability. A technique of creating an integral indicator by using different methods of determining weighting rates of ratios validity is offered. Practical example of using an integral indicator of reliability of Latvian non-life insurance companies on the basis of public information is introduced. Rating is a risk indicator for potential consumers of insurance services. The offered technique may serve as an instrument for analysis of the reserves for enhancing reliability and competitiveness of insurance companies. io tyrimo tikslas yra pagerinti ne gyvyb s draudimo kompanij pozicijos patikimumo vertinimo tyrim metodik . Nagrin jamos i kompanij pozicijos patikimumo vertinimo problemos, analizuo-jami rodikliai, sudarantys prielaidas atlikti kompleksin draudimo kompanij patikimumo vertinim . Straipsnyje siūlomas sukurto integruotojo rodiklio metodas, naudojant skirtingus reik mingumo nus-tatymo būdus, pateikiama Latvijos ne gyvyb s draudimo kompanij praktini pavyzd i ir remiamasi vie ja informacija. Reitingas yra draudimo paslaug potenciali vartotoj rizikos rodiklis. Siūloma metodika gali būti naudinga priemon draudimo kompanij konkurencingumui didinti. Straipsnis angl kalba