数字金融对盐城经济高质量发展的影响研究
Research on the Impact of Digital Finance on the High-Quality Economic Development in Yancheng

如何实现地方经济高质量发展是新时代各级政府面临的重要问题，赋能金融服务提质增效的数字金融因契合当下经济发展需要而成为推动地方经济高质量发展的重要助力。本文基于“创新、协调、绿色、开放、共享”的新发展理念构建了地方经济高质量发展评价指标体系，并测度了盐城各区县的经济发展质量，在系统阐释数字金融对经济高质量发展影响机制的基础上，利用盐城市2014~2019年的区县非平衡面板数据实证检验了数字金融对盐城经济高质量发展的影响路径。研究发现，盐城各区县经济发展质量普遍呈现出逐年增长的趋势，且市区经济发展质量明显高于县城；数字金融对盐城经济高质量发展具有显著的促进作用，且这一结论具有良好的稳健性。进一步研究显示，数字金融可以通过推动创新发展、协调发展、绿色发展、开放发展和共享发展来提升盐城经济发展质量，其中创新发展是最关键的路径。
How to achieve high-quality development of local economy is a major problem faced by govern-ments at all levels in the new era. Digital finance that enables financial services to improve quality and efficiency has become an important boost to promote high-quality development of local economy because it meets the needs of current economic development. Based on the new development concept of “innovation, coordination, green, openness and sharing”, this paper constructs the evaluation index system of high-quality economic development to measure the economic development quality of districts and counties in Yancheng, and systematically explains the impact mechanism of digital finance on economic high-quality development. Using the unbalanced panel data of districts and counties in Yancheng from 2014 to 2019, this paper empirically tests the impact and path of digital finance on high-quality economic development in Yancheng. The study finds that the economic development quality of Yancheng districts and counties generally shows an increasing trend year by year, and the economic development quality of the urban area is significantly higher than that of the county. Moreover, digital finance has a significant role in promoting the high-quality development of Yancheng economy, and this conclusion has good robustness. Further research shows that digital finance can improve the quality of economic development in Yancheng by promoting innovative development, coordinated development, green development, open development and shared development, among which innovative development is the most critical path.