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Finance 2024
绿色信贷对商业银行绩效的影响
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Abstract:
本文收集2009~2019年我国10家商业银行的有关数据，分析绿色信贷对商业银行绩效产生的影响。研究发现：在短期内，实施绿色信贷对商业银行的中间业务的收入水平具有正向的促进作用，对商业银行的总资产收益、不良贷款率具有抑制作用。
This article collects relevant data from 10 commercial banks in China from 2009 to 2019 and analyzes the impact of green credit on the performance of commercial banks. Research has found that implementing green credit has a positive promoting effect on the total asset return and income level of intermediary businesses of commercial banks, and has an inhibitory effect on the non-performing loan rate of commercial banks.
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