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Análise da domina??o de membros tomadores ou poupadores de recursos nas cooperativas de crédito mineiras

DOI: 10.1590/S1413-80502012000200006

Keywords: credit unions, dominance analysis, economic analysis of credit unions.

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Abstract:

the aim of this study was to identify the dominance behavior in credit unions affiliated to the sicoob-crediminas system in minas gerais state, brazil. borrower-dominated unions are those that offer low borrowing rates and also low saving rates, while saver-dominated unions practice higher rates for savings as well as for loans. the results indicate that sicoob-crediminas unions are dominated by borrowing members, with better savings and loan rates, in comparison to the rates committed by the banking system.

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