PERFORMANCE ANALYSIS OF DEPOSIT BANKS IN TURKEY: A COMPARISON THROUGH DIVISION BY BANK SIZE AND OWNERSHIP STRUCTURE

CAMELS analysis is a method which is used to measure bank performance through capital adequacy, asset quality, management qualification, earnings, liquidity and sensitivity to market risk components. This analysis reveals the positive & negative differentation of each bank from sector average. Aim of this study is analysing performance of Turkish deposit banks which have different ownership structure and asset size by CAMELS method. In this context, 27 Turkish deposit banks are divided into subgroups by asset size (largest 9, median 9 and smallest 9) and by ownership structure (public, private and foreign capital) and made comparison of those subgroups in terms of CAMELS performances between 2012-2016 years. According to the results, public, private capital and foreign capital deposit banks have similar performance results. However, smallest asset sized 9 deposit banks have better performance than largest sized 9 and median sized 9 deposit banks